:root{
  --brand:#17457e; --brand-dark:#0e2f59; --accent:#e07b1f; --accent-dark:#c4670f;
  --ink:#1c2430; --muted:#5b6572; --page-bg:#fafbfc; --alt-bg:#f1f5f9;
  --line:#e3e8ee; --card-shadow:0 4px 30px rgba(0,0,0,.08);
  --card-shadow-hover:0 8px 34px rgba(0,0,0,.14); --radius:8px;
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  font-size:16px;line-height:1.65;color:var(--ink);background:var(--page-bg)}
.wrap{max-width:1140px;margin:0 auto;padding:0 18px}
a{color:var(--brand)}
h1{font-size:1.75rem;line-height:1.25}
h2{font-size:1.35rem;line-height:1.3;margin-bottom:14px;color:var(--brand-dark)}
h3{font-size:1rem}
p{margin-bottom:12px}
p:last-child{margin-bottom:0}
@media(min-width:768px){h1{font-size:2.3rem}h2{font-size:1.55rem}}

/* header */
.site-header{background:#fff;border-bottom:1px solid var(--line)}
.hrow1{padding:14px 0}
.hrow1-in{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:10px}
.brand{display:inline-flex;align-items:center;gap:8px;text-decoration:none}
.brand-mark{font-size:1.6rem}
.brand-text{font-weight:800;font-size:1.25rem;color:var(--brand-dark);letter-spacing:.2px}
.main-nav{display:flex;align-items:center;gap:4px;flex-wrap:wrap}
.main-nav>a,.dropdown>button{display:inline-flex;align-items:center;min-height:44px;padding:0 13px;
  border-radius:8px;text-decoration:none;color:var(--ink);font-weight:600;font-size:.95rem;
  background:none;border:0;cursor:pointer;font-family:inherit}
.main-nav>a:hover,.dropdown>button:hover,.main-nav>a.on{background:var(--alt-bg);color:var(--brand)}
.dropdown{position:relative}
.dropdown-menu{display:none;position:absolute;right:0;top:100%;background:#fff;border:1px solid var(--line);
  border-radius:8px;box-shadow:var(--card-shadow);min-width:200px;z-index:50;padding:6px}
.dropdown:hover .dropdown-menu,.dropdown:focus-within .dropdown-menu{display:block}
.dropdown-menu a{display:flex;align-items:center;min-height:44px;padding:0 14px;text-decoration:none;
  color:var(--ink);border-radius:6px;font-size:.93rem}
.dropdown-menu a:hover{background:var(--alt-bg);color:var(--brand)}
.hrow2{background:var(--brand);overflow-x:auto}
.cat-strip{display:flex;gap:2px;white-space:nowrap;padding:0 12px}
.cat-strip a{display:inline-flex;align-items:center;min-height:40px;padding:0 12px;color:#dbe7f7;
  text-decoration:none;font-size:.86rem;font-weight:600}
.cat-strip a:hover,.cat-strip a.on{background:var(--brand-dark);color:#fff}

/* hero */
.hero{background:linear-gradient(135deg,var(--brand-dark),var(--brand) 60%,#2a62a8);color:#fff;
  padding:36px 0 30px;margin-bottom:8px}
.hero h1{color:#fff;margin-bottom:10px}
.hero p{color:#e6edf7;max-width:62rem}
.hero a{color:#fff}
.hero-cat{padding:30px 0 26px}
.crumbs{font-size:.86rem;margin-bottom:12px;color:#c6d6ec}
.crumbs a{color:#fff}
.date-badge{display:inline-block;background:rgba(255,255,255,.16);border:1px solid rgba(255,255,255,.35);
  color:#fff;font-size:.82rem;font-weight:600;padding:4px 12px;border-radius:99px;margin-bottom:14px}
.stats{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;margin-top:20px;max-width:640px}
@media(min-width:640px){.stats{grid-template-columns:repeat(4,1fr)}}
.stat{background:rgba(255,255,255,.12);border-radius:var(--radius);padding:12px;text-align:center}
.stat-n{display:block;font-size:1.25rem;font-weight:800}
.stat-l{display:block;font-size:.78rem;color:#cddcf0}
.hero-ctas{margin-top:20px;display:flex;gap:10px;flex-wrap:wrap}

/* buttons */
.btn{display:inline-flex;align-items:center;min-height:44px;padding:0 20px;background:var(--accent);
  color:#fff!important;font-weight:700;text-decoration:none;border-radius:8px;font-size:.95rem;
  transition:background .15s ease,transform .15s ease}
.btn:hover{background:var(--accent-dark);transform:scale(1.02)}
.btn-line{background:transparent;border:2px solid var(--brand);color:var(--brand)!important}
.hero .btn-line,.hero-cat .btn-line{border-color:#fff;color:#fff!important}
.btn-line:hover{background:var(--alt-bg)}
.hero .btn-line:hover{background:rgba(255,255,255,.14)}

/* sections */
.section{margin:34px 0}
.cat-head{display:flex;align-items:baseline;justify-content:space-between;flex-wrap:wrap;gap:6px}
.cat-sub{color:var(--muted);font-size:.9rem;font-weight:600}
.see-all{margin-top:16px}

/* cards */
.grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px;margin-top:14px}
@media(min-width:768px){.grid{grid-template-columns:repeat(3,1fr);gap:14px}}
@media(min-width:1024px){.grid{grid-template-columns:repeat(4,1fr)}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);box-shadow:var(--card-shadow);
  padding:16px;display:flex;flex-direction:column;gap:10px;transition:transform .2s ease,box-shadow .2s ease}
.card:hover{transform:translateY(-4px);box-shadow:var(--card-shadow-hover)}
@media(hover:none){.card:active{transform:scale(.98)}}
.card h3{font-size:.94rem;line-height:1.35;font-weight:700}
.card-meta{display:flex;align-items:center;justify-content:space-between;gap:8px;margin-top:auto;flex-wrap:wrap}
.price{background:var(--accent);color:#fff;font-weight:800;font-size:.9rem;padding:3px 11px;border-radius:99px}
.cal{color:var(--muted);font-size:.82rem;font-weight:600}

/* tables */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#fff;
  box-shadow:var(--card-shadow)}
table{width:100%;border-collapse:collapse;font-size:.93rem;min-width:480px}
th{background:var(--brand);color:#fff;text-align:left;padding:12px 14px;font-size:.88rem}
td{padding:10px 14px;border-top:1px solid var(--line)}
tbody tr:nth-child(even){background:#f7fafc}
td:nth-child(2){color:var(--accent-dark);font-weight:700;white-space:nowrap}
.table-note{font-size:.83rem;color:var(--muted);font-style:italic;margin-top:10px}
.hh-vary{background:#fdf6e3!important}
.hh-vary td{border-top-color:#f1e4bb}

/* pills */
.pills{display:flex;flex-wrap:wrap;gap:8px}
.pill{display:inline-flex;align-items:center;min-height:40px;padding:0 15px;background:#fff;
  border:1px solid var(--line);border-radius:99px;text-decoration:none;color:var(--brand-dark);
  font-weight:600;font-size:.88rem;box-shadow:0 1px 4px rgba(0,0,0,.05)}
.pill:hover{border-color:var(--brand);color:var(--brand);background:var(--alt-bg)}

/* FAQ */
.faq{background:#fff;border:1px solid var(--line);border-radius:var(--radius);margin-bottom:10px;
  box-shadow:0 1px 6px rgba(0,0,0,.04)}
.faq summary{cursor:pointer;font-weight:700;padding:16px;list-style:none;position:relative;padding-right:40px;font-size:.97rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary:after{content:"›";position:absolute;right:18px;top:14px;font-size:1.3rem;color:var(--brand);
  transform:rotate(90deg);transition:transform .2s ease}
.faq[open] summary:after{transform:rotate(-90deg)}
.faq[open] summary{background:var(--alt-bg);border-radius:var(--radius) var(--radius) 0 0}
.faq-a{padding:16px;border-top:1px solid var(--line)}

/* service box */
.service-box{background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  box-shadow:var(--card-shadow);padding:24px}
.service-grid{display:grid;grid-template-columns:1fr;gap:12px;margin-top:16px}
@media(min-width:640px){.service-grid{grid-template-columns:repeat(2,1fr)}}
@media(min-width:1024px){.service-grid{grid-template-columns:repeat(4,1fr)}}
.service-card{background:var(--alt-bg);border-radius:var(--radius);padding:16px}
.service-label{font-size:.82rem;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.4px}
.service-value{font-weight:800;font-size:1.02rem;margin:4px 0 2px}
.service-sub{font-size:.84rem;color:var(--muted);margin-bottom:0}

/* boxes */
.note-box{background:var(--alt-bg);border-left:4px solid var(--brand);border-radius:0 var(--radius) var(--radius) 0;
  padding:16px 18px;font-size:.92rem;color:var(--muted)}
.note-box p{margin:0}

/* legal pages */
.legal-hero{background:linear-gradient(135deg,var(--brand-dark),var(--brand));color:#fff;padding:32px 0;margin-bottom:8px}
.legal-hero h1{color:#fff;margin-bottom:8px}
.legal-hero p{color:#dfe9f6;max-width:56rem;margin:0}
.glance{display:grid;grid-template-columns:1fr;gap:12px;margin:20px 0}
@media(min-width:768px){.glance{grid-template-columns:repeat(3,1fr)}}
.glance-card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);
  box-shadow:var(--card-shadow);padding:18px}
.glance-card h3{color:var(--brand-dark);margin-bottom:8px}
.glance-card p{font-size:.9rem;color:var(--muted);margin:0}
.indep{background:#fdf6e3;border:1px solid #f1e4bb;border-radius:var(--radius);padding:18px;margin:24px 0}
.indep p{margin:0}

/* footer */
.site-footer{background:var(--alt-bg);border-top:1px solid var(--line);margin-top:48px;padding:36px 0 20px;font-size:.9rem}
.foot-cols{display:grid;grid-template-columns:1fr;gap:26px}
@media(min-width:768px){.foot-cols{grid-template-columns:2fr 1fr 1fr}}
.foot-brand{font-weight:800;font-size:1.05rem;color:var(--brand-dark)}
.foot-head{font-weight:700;color:var(--brand-dark);margin-bottom:8px}
.site-footer ul{list-style:none}
.site-footer li{margin-bottom:2px}
.site-footer li a{display:inline-flex;align-items:center;min-height:36px;text-decoration:none;color:var(--muted)}
.site-footer li a:hover{color:var(--brand)}
.foot-bottom{border-top:1px solid var(--line);margin-top:26px;padding-top:16px;color:var(--muted);font-size:.83rem}

@media(prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}